We’re glad you’re ready to find out more about our group insurance plans available with alternative funding and are always here to help you find the perfect plan for your needs. We understand that the costs of healthcare today are astronomical, and that finding the right plan is important for your business and its employees. Having to think about things like stop loss, premiums, and more isn’t high on the list of things any employer wants to do, but it’s still important.
We serve as a general agency for employers with small to mid-sized business, and we work regularly to provide innovative alternative funding-based insurance plans that can help your business thrive.
Alternative Funding Solutions
When you begin shopping for insurance, the first thing that most will think of is traditional policies wherein the insurance company is responsible for the majority of costs. But in alternative funding-based health insurance plans, things change. Instead of the insurance company taking over the majority of costs, your business is actually responsible for the overall costs – which means you take care of the expenses.
Funds are placed into a bank account and then each time that an employee files a claim or uses the policy, the costs are taken from the account. Alternative funding allows employers who wouldn’t normally afford a plan fit it into their budget and give their employees the health coverage that they deserve.LEARN MORE
ERISA Alternative Funding
We offer ERISA-based group insurance plans that fit any size business and its budget. Our alternative funding-based programs include:
- A focus on the overall impact of health behaviors on healthcare costs
- Improved management of healthcare costs for the businesses we serve
- Support for agency partners who offer their services as alternative funding-based experts
- Integrated stop loss coverage to help provide additional protection to your business
If you’re looking for the right alternative funding-based healthcare program, our team can help you find the right policy for your needs.
Finding the right alternative funding based program can be tricky. Our team is here to make it easy. Contact us today to learn more about what we can do for your business.
Stop Loss Options for Maximum Protection
With alternative funding insurance, you’ll be responsible for managing the majority of employee medical costs. But most businesses will want to consider purchasing additional stop loss insurance to help ensure that they don’t spend too much.
In the event of a major health issue that suddenly drains your alternative funding bank account funds, your stop loss policy kicks in and provides additional coverage that doesn’t impact you out of pocket.